Health insurance in Michigan
Michigan residents use HealthCare.gov for Marketplace coverage, and Michigan has expanded Medicaid. From Detroit to Grand Rapids, we compare networks around the major hospital systems near you so you know where you can get care.
- Marketplace
- HealthCare.gov
- Plan options
- ACA & private
- Medicaid expansion
- Yes
- Our agents
- Licensed in MI
Individual & family plans in Michigan
Michigan uses HealthCare.gov, the federal Health Insurance Marketplace. Every Marketplace plan covers essential health benefits like doctor visits, hospital care, prescriptions, maternity care and mental health services, and no one can be turned down because of a pre-existing condition.
Prices depend on your age, your county, whether you use tobacco, and the plan level you choose. Many Michigan families qualify for a premium tax credit that lowers their monthly payment, and households with modest incomes can get extra savings on Silver plans.
Michigan has expanded Medicaid. If your income is low, Medicaid may be a better fit than a paid plan, and we'll tell you if that's the case.
Small business health insurance in Michigan
We help Michigan business owners and their employees each get their own individual health coverage, ACA or private, matched to each person's situation and budget. There are no group participation rules, and many employees qualify for income-based savings.
Dental, vision and supplemental coverage
Round out your coverage with dental, vision, accident, critical illness or telehealth plans, whichMichigan residents can usually buy any time of year. See supplemental options.
Areas we serve in Michigan
Our licensed agents help people statewide, including in Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor and Lansing. Everything can be done by text, phone and online, so it doesn't matter where in Michigan you live.
Page last reviewed November 2026.
Michigan health insurance FAQs
How do I sign up for health insurance in Michigan?
Michigan residents enroll in Marketplace plans through HealthCare.gov, the federal marketplace. You can apply yourself or have a licensed agent like us help you compare plans and complete the application at no extra cost.
Can I get help paying for health insurance in Michigan?
Many Michigan households qualify for a premium tax credit that lowers the monthly cost of a Marketplace plan, based on income and household size. Michigan has expanded Medicaid, so adults with lower incomes may qualify for Medicaid instead.
Do you offer private health insurance in Michigan?
Yes. Along with ACA Marketplace plans, we offer private health insurance options in Michigan. We compare both and recommend the most affordable fit for your situation.
Do you help small businesses in Michigan?
Yes. We help Michigan business owners and their employees each get their own individual coverage, ACA or private, plus dental, vision and other add-ons.
Compare Michigan health plans in about a minute.
Answer a few quick questions and a licensed agent will text you with options. No cost, no obligation.